Edward D. Magauran, Attorney-At-Law

ALOHA AND WELCOME!

Over the last four decades we have dumped millions and millions in debt for our clients. Before that time Ed Magauran represented creditors.

He soon saw that the way to really make a difference  was to assist the honest but unfortunate debtors to gain a fresh start. So, he switched sides, from creditors to debtors, and became a consumer bankruptcy attorney. He has never regretted the decision.

Over the years since then, my law firm has successfully assisted thousands of your friends, family and colleagues across Oahu and Hawaii get debt-free. I’ve helped them get a fresh start. I am confident I can help you, too.

My clients have completely eliminated or limited their debts, stopped harassing creditor calls at home and work, stopped garnishments, foreclosures and repossessions. We have helped our clients  regain a sense that they could start saving for their own retirement or for their children’s college education, rather than paying high interest rates to credit card companies. To that end, we have been privileged to help people in ways that allow them to legally keep the things that matter most to them: their homes, their vehicles, their retirement savings and their possessions while relieving them of crushing debts.

MY PHILOSOPHY IS PROBABLY MUCH LIKE YOURS — EVERYONE DESERVES A SECOND CHANCE

I believe that people don’t set out to get themselves in trouble with debt. Buying a house, unexpected medical bills, losing a job, a divorce — they all have a big impact on our cash flow from month to month. You didn’t try to cheat your creditors. The U.S. bankruptcy courts understand and provide much-needed relief. Bad things happen to good people. Getting debt-free is a good thing.

Most folks are having enough trouble making ends meet. Dealing with creditors is enough to ruin your day. So, I want to make the process as clear and as painless as it can be while maximizing your relief. That is why when I sit down with you, in person or on the phone, to learn your situation and to prepare your bankruptcy papers, I will explain every aspect of the case. You are the driver at every moment.

You won’t be asked to pay money into a special fund, like commercial debt agencies ask you to do. You won’t be asked to pay more money than you can realistically afford. There will be no middle man. Do not be confused, you are in the driver’s seat, and I work for you.

Bankruptcy is a choice that people would rather not have to make. However, it is a fully legal way in which to get a “fresh start” free from the crushing debt that so many are facing. If you want to speak directly with me about what we can do together to help you and your family, please feel free to contact me for a free consultation.

Sincerely,

Ed Magauran