STOPPING COLLECTION CALLS IN HAWAII
ATTORNEY PROTECTING YOUR RIGHTS AGAINST DEBT COLLECTORS IN THE HAWAIIAN ISLANDS
If you are receiving an unwanted or threatening collection calls and letters, call me about your options for getting your life back. Worrying about answering the phone or opening your mailbox won’t help. I can.
I have more than 20 years of experience protecting people against illegal collections actions and creditor harassment. I have helped thousands of individuals, families and small-business owners throughout the Islands get a fresh start from debt, and I am confident I can help you.
CAN YOU SUE? YES, BUT IT MAY NOT BE THE BEST OPTION.
Under certain conditions, it is possible to sue an aggressive creditor or debt collection agency for violating provisions of the federal Fair Debt Collection Practices Act (FDCPA). The truth is, however, that most creditors know the law and rarely violate it. Even when they follow the rules, however, facing their frequent phone calls and letters can wear you down. This may be a good option if you only have one debt, but, if you have other debts too then the most efficient option for stopping the pressure may be to file Chapter 7 or Chapter 13 bankruptcy. When you file, your creditors will be required by law to stop all telephone calls, collections letters, garnishments, executions and any legal actions they have pending against you.
The U.S. Bankruptcy Code forces creditors to collect their debts in an organized manner. If any creditor has violated the law, the legal bankruptcy process is the best place to end the harassment.
STOP COLLECTION CALLS! STOPPING CREDITOR LETTERS IS AS EASY AS MAKING A PHONE CALL.
I am an experienced bankruptcy lawyer with more than 20 years of knowledge of the bankruptcy court process and system. Call my office at 808-585-1000 or use the convenient email contact form to schedule a free consultation.
Watch my videos and read my articles to learn more about ways bankruptcy can help.
From my office in Honolulu, I represent clients in bankruptcy filing and creditor harassment litigation throughout the Hawaiian Islands.