EDWARD D. MAGAURAN, ATTORNEY-AT-LAW
ALOHA AND WELCOME!
I have been a Hawaii consumer bankruptcy lawyer since 1995. Before representing debtors in bankruptcy, I was exposed to bankruptcy by representing creditors as a Honolulu bankruptcy attorney.
I quickly saw that the way to really make a difference (which was why I went to law school in the first place) was to assist the honest but unfortunate debtor to gain a fresh start. So, I switched sides and became a consumer bankruptcy attorney. I have never regretted the decision.
Over the years since then, my law firm has successfully assisted thousands of your friends, family and colleagues across Oahu and the state of Hawaii with their debt relief needs. I’ve helped them get a fresh start. I am confident I can help you.
My clients have completely eliminated or limited their debts, stopped harassing creditor calls at home and work, stopped garnishments, foreclosures and repossessions. My firm has helped my clients to regain a sense that they could start saving for their own retirement or their children’s college education, rather than paying high interest rates to credit card companies. To that end, I have been privileged to help people in ways that allow them to legally keep the things that matter most to them: their homes, their vehicles, their retirement savings and their possessions while relieving them of debts.
MY PHILOSOPHY IS PROBABLY MUCH LIKE YOURS — EVERYONE DESERVES A SECOND CHANCE
I believe that people don’t set out to get themselves in trouble with debt. Buying a house, unexpected medical bills, losing a job, a divorce — they all have a big impact on our cash flow from month to month. You didn’t try to cheat your creditors. The U.S. bankruptcy courts understand that. Bad things happen to good people.
You are having enough trouble making ends meet and dealing with your creditors, so I want to make the process as clear and as painless as it can be while maximizing your relief. That is why when I sit down with you to prepare your bankruptcy papers, I will explain every aspect of the case. You won’t be asked to pay money into a special fund, like commercial debt agencies ask you to do. You won’t be asked to pay more money than you can realistically afford. There will be no middle man. And no confusion. You are in the driver’s seat, and I work for you.
Bankruptcy is a choice that people would rather not have to make. However, it is a fully legal way in which to get a “fresh start” free from the crushing debt that so many are facing. If you want to speak directly with me about what we can do together to help you and your family, please feel free to contact me for a free consultation.
Watch my videos and read my articles to learn more about ways bankruptcy can help.
Edward D. Magauran, Attorney-at-Law