Copyright © 2022 Ed Magauran, Hawaii Bankruptcy Attorney.
All Rights Reserved.

30 YEARS EXPERIENCE

INDIVIDUALS, SMALL BUSINESS

DEBT FREE IN 4-6 MONTHS

FREE CONSULTATION

We have thousands of happy debt-free clients!

Hawaii Bankruptcy Lawyer

SERVING ALL OF THE HAWAIIAN ISLANDS

HAWAII’S LEADING CHAPTER 7 AND CHAPTER 13 BANKRUPTCY LAWYERS

GET A FRESH START

What would it mean for you and your family to get a fresh start free from your debts? If you have been juggling credit card payments, mortgage payments and other bills for more than a few months, the truth is, you are probably not going to work your way out from under your debt. Your creditors hold all the cards — except one: The U.S. Bankruptcy Code.

THE U.S. BANKRUPTCY CODE

The U.S. Bankruptcy Code was established at the beginning of our history to give well-meaning, hardworking people a chance to start over free from debt. It is federal law and not wrong to want to do right for your family’s financial future.

Effective Representation For All Bankruptcy Situations

Service: Bankruptcy

Bankruptcy

Decision Making
Service: Chapter 7

Chapter 7

Debt Elimination
Service: Chapter 13

Chapter 13

Repayment Plan
Service: Creditors

Creditor Relief

Immediate Relief from Creditors

Attorney Profile: Ed Magauran

Over the last 4 decades, we have successfully helped thousands of individuals, families and small-business owners on Oahu and throughout the Hawaiian Islands start over through Chapter 7 and Chapter 13 bankruptcy.

Before you hang up the phone on one more bill collector. Before you let one more collections notice go unanswered. Before you lose another night’s sleep because of your debt, you need to call us — no strings attached.

We offer a free consultation to review your financial situation and explain what options are best for you. Are you facing foreclosure on your home? Bankruptcy allows most people to keep their house and pay back the amount behind over three to five years with the certainty that the foreclosure cannot go forward. Are you being threatened with lawsuits or wage garnishment? Bankruptcy will put an immediate stop to any collections lawsuits pending against you, including foreclosures.

Attorney Profile

Ed Magauran

Attorney-at-Law

WE CAN HELP, BUT ONLY IF YOU CALL!

Why wait another day to find out your legal options? We have helped thousands of people just like you all over the great state of Hawaii, and we are confident we can help you. Call us now to discuss your unique facts and the options for you to get free.

CHAPTER 7

Eliminate your credit card debt, medical bills and even income-related tax debts. In most cases, you can keep your house and car. We also help small-business owners get out from under their debt.

[Read more]

CHAPTER 13

Restructure your debt into an affordable repayment plan over three to five years. You can include all of your debt, including credit cards, personal loans, tax debts, student loans, child support, car loans, mortgages and maintenance fees.

[Read more]

RELIEF FROM CREDITORS

The day you file, your creditors are required by law to stop all legal actions against you. If they call, you can tell them to call your lawyer. If they don’t, we will sue them. The Bankruptcy Code is that powerful. Imagine that! Never get another collection call or letter again.

[Read more]

Feature: Bankruptcy

The help you need, now.

Our clients have completely eliminated or limited their debts, stopped harassing creditor calls at home and work, stopped garnishments, foreclosures and repossessions. Our firm has helped clients to regain a sense that they could start saving for their own retirement or their children’s college education, rather than paying high interest rates to credit card companies.

Everyone deserves a second chance

We believe that people don’t set out to get themselves in trouble with debt. Bankruptcy is a choice that people would rather not have to make. However, it is a fully legal way in which to get a “fresh start” free from the crushing debt that so many are facing.

Chapter 7 Bankruptcy

Under Chapter 7, you will generally be able to eliminate all of your credit card debt, medical bills, tax arrears and other consumer debt. Under the right circumstances, most people are able to keep their house and cars.

Chapter 13 Bankruptcy

In Chapter 13 bankruptcy in Hawaii, you keep your property, but pay back a portion of your debts over a three to five-year period. Once completed you are debt free. Whatever is then remaining due is discharged.

Bankruptcy Lawyer on Your Side

Chapter 7

Debt Elimination
  • Credit Card debt & Medical bills
  • Tax debt, Secured loans

Chapter 13

Repayment plan
  • Supervised repayment
  • Keep your house

Creditor Relief

Stop collections
  • Immediate relief
  • No more calls

Articles and Resources

We have been a Hawaii consumer bankruptcy law firm since 1995. Watch my videos and read our articles to learn more about ways we can help with your bankruptcy situation.

Request Consultation

Ready to talk? We know we can help — but only if you call!